Is the Rmd Calculator free?

Yes. The Rmd Calculator on calculpage is completely free with no account required.

Yes. All calculations run entirely in your browser. Nothing you enter is transmitted to any server.

What category does the Rmd Calculator belong to?

The Rmd Calculator belongs to the Financial category on calculpage.

Financial

Calculate your annual RMD from a traditional IRA or 401(k) using IRS Uniform Lifetime Table.

Account Balance (Dec 31 prior year)

Your Age

RMD = Account Balance / Distribution Period. Distribution period from IRS Uniform Lifetime Table based on age.

Mortgage

Loan

Auto Loan

Interest

Payment

Retirement

When must I start taking RMDs?▼

The SECURE 2.0 Act raised the RMD age to 73 for those born 1951–1959, and 75 for those born 1960 or later.

What happens if I miss an RMD?▼

The IRS imposes a 25% excise tax on the amount that should have been withdrawn. The penalty is reduced to 10% if corrected within 2 years.

Do Roth IRAs have RMDs?▼

Roth IRAs do not have RMDs during the owner's lifetime. However, inherited Roth IRAs are subject to RMD rules.

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