Is the Medicare Premium Calculator free?

Yes. The Medicare Premium Calculator on calculpage is completely free with no account required.

Yes. All calculations run entirely in your browser. Nothing you enter is transmitted to any server.

What category does the Medicare Premium Calculator belong to?

The Medicare Premium Calculator belongs to the Financial category on calculpage.

Financial

Estimate 2024 Medicare Part B premium including IRMAA surcharges based on income.

MAGI (2 years prior)

Filing Status (0=Single, 1=Married)

2024 base Part B: $174.70/month. IRMAA surcharges apply at higher income tiers based on MAGI reported 2 years prior.

Mortgage

Loan

Auto Loan

Interest

Payment

Retirement

What is IRMAA?▼

Income-Related Monthly Adjustment Amount is a surcharge on Part B and Part D premiums for higher-income Medicare beneficiaries.

Which year's income is used?▼

Medicare uses your MAGI from 2 years prior. For 2024 premiums, the SSA uses your 2022 tax return.

Can I appeal my IRMAA?▼

Yes. If your income has dropped significantly due to a life-changing event (retirement, divorce, death of spouse), you can appeal using Form SSA-44.

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