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Estimate required minimum distributions from an inherited IRA under the 10-year rule.
Under the SECURE Act (2020), most non-spouse beneficiaries must distribute the entire inherited IRA within 10 years of the original owner's death.
Yes. Eligible designated beneficiaries (surviving spouse, minor children, disabled individuals, chronically ill, those within 10 years of age) can stretch distributions over life expectancy.
Distributions from inherited traditional IRAs are taxable as ordinary income. Inherited Roth IRA distributions are generally tax-free.