HSA Contribution Limit Calculator

A Health Savings Account lets you contribute pre-tax dollars for qualified medical expenses. Funds roll over year to year with no use-it-or-lose-it rule.

Yes. Once your balance exceeds a threshold (varies by provider), you can invest in mutual funds. Long-term, an HSA can serve as a tax-free medical retirement account.

Contributions are pre-tax, growth is tax-free, and withdrawals for qualified medical expenses are tax-free — making HSAs uniquely advantageous.